Welcome to New Richmond National Bank….
We're proud to offer our customers far more than just bank accounts. Each day we open our doors for business with a commitment to providing the best in personal banking services. We offer a banking relationship upon which to rely today and in the years ahead. Take a moment today to consider how we can help you build your financial future strong and secure.
Please let us know how we can be of service to you.
Information is available on the following products:
Checking Accounts Savings Accounts Investment Products Retirement AccountsImportant Information About Procedures
for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
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Personal checking allows you to write as many checks as you wish, with no per check charges. Maintain a minimum balance of $500 and your Personal Checking is free of monthly maintenance fees, saving you $7 each month.Features
Senior Checking All the features of our Personal Checking with no maintenance fee. Available to customers age 60 and older.
If you only write a few checks a month, then this is the account for you. A low monthly maintenance fee of $4 allows you to write five checks per month. Additional checks $.25 per check. Features
Combining checking and savings means you never need to worry about transfers, a $900 minimum balance avoids monthly maintenance fees. Features
Super NOW Checking Works like our NOW Checking account, but earns a higher rate of interest. $2000 minimum monthly balance.
As your account balance increases so does your interest rate, allowing you to earn a competitive rate of interest while retaining access to your money. Minimum balances of $5000. Features
2010 Checking account is perfect for the person that is looking for convenience banking without minimum balance requirements or monthly maintenance fees . It includes some of the same features as our Personal Checking account with a $3.95 per month NRNBillPay option (NRNBillPay Plus $5.95 per month). An initial deposit of $100 will allow you to take advantage of the features listed below. Features
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NRNBillPay Plus, an enhanced
bill pay product, has a
number of added features that make your monthly bill payment a breeze and
also allows you to organize your finances. ** Free 1 year Safe Deposit Box rental requires payment to be automatically deducted from a NRNB account. Please see one of our Customer Service Representatives for complete disclosure and cost information regarding these accounts. |
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SavingsPersonal Savings The perfect account to begin to save for that special need. Low balance requirement of $50 allows your money to grow with no maintenance fee. Your account can be accessed through Jeanie 24 hours a day.
Minor Savings Works just like our Personal Savings, but you need only maintain a $10 minimum balance until age 18.
Golden Savings You'll earn a market rate of interest while you retain access to your funds. Our Golden Savings account is, indeed, smart money at work in your life. Minimum balance of $1,200.
Christmas Club A Christmas Club savings account can give you the money you need just in the time of Nick! Throughout the year, you may save in virtually any amount you wish, earn a current market interest rate and be sent a check the first of October.
Please see one of our Customer Service Representatives for complete disclosure and cost information regarding these accounts. |
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LoansI NRNB offers many types of loans to meet your financial needs. We combine competitive interest rates and fees with outstanding personal service. NRNB is an equal housing lender. Loan types at NRNB: · Commercial/Business loans · Small Business Administration (SBA) loans · Development loans · Fixed Rate Real Estate loans · FHA loans · Adjustable Rate Mortgages · Real Estate Investment loans · Land loans · New Home Construction loans including Permanent Financing · Home Equity Lines of Credit · Second Mortgages · New and used vehicle loans · Personal loans · Student loans Please contact our Loan Department at 513-553-6700. One of our Loan Professionals will be happy to assist you. |
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InvestmentsChoose any of our popular Certificate of Deposits to fit your investment needs, you can invest for 30 days to 4 years. Contact any of our convenient locations for investment rates. Golden Certificate of Deposit Open a Golden Certificate of Deposit with as little as $25 for a term of 14 months and have the benefit of being able to add to your investment monthly.
Certificates with a term of less than 1 year, simple interest paid at maturity. Minimum $500 investment.
Certificates greater than 1 year, interest is compounded daily, paid in periodic intervals at your option. Minimum $500 investment.
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Overdraft ProtectionWant the freedom to make purchases without keeping a high balance in your checking account? Then you want Overdraft Protection from NRNB. Our Overdraft Protection means we've approved, in advance, a personal loan to cover your account should you over-withdraw. Buy what you need now without the worry of costly charges or embarrassing delays with Overdraft Protection from NRNB. |
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MasterMoneyWhat would you call a card that looks like a credit card….but works like a check? At New Richmond National Bank we call it our MasterMoney card. Use it wherever MasterCard is accepted for purchases to be deducted directly from your checking account. No ID to provide, no waiting for check approval. MasterMoney is the new and easy way to pay, and it serves as your ATM card as well.
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Equal Housing Lender - FDIC Insured 
All information Copyright © New Richmond National Bank 2004.