• Business Checking:   At NRNB, a Business Checking account is yours at no charge if your earnings credit is greater than your charges and fees. Other features of our Business Checking include:
• Unlimited check writing
• Imaged statements
• Electronically accessible
• Free Internet Banking
• On-line bill pay option available for $8.95 per month
• Sweep Option:  Our sweep option allows you to maintain a specified balance in your account.
• Unlimited check writing
• Monthly statements
• Cancelled checks returned
• Electronically accessible
• Additional funds are swept into other accounts

• Money Market Savings:  Our Money Market account gives you the ability to earn interest on excess funds while still having them available. This account earns market rates and allows 6 transfers a month.
• 6 debit transfers per month
• $2,500 minimum balance
• Monthly statements
• Investment Money Market: Works like our Money Market Savings with the added feature of a tiered interest rate.
  • Tiered interest based on account balance
  • 6 transfers per month
  • $5,000 minimum balance
  • Monthly statements
  • Imaged statements available 

o  Business Savings:  The perfect account to begin to save for that special need. Low balance requirement of $50 allows your money to grow with no maintenance fee. Your account can be accessed through Jeanie 24 hours a day.

 o Golden Savings:  You'll earn a market rate of interest while you retain access to your funds. Our Golden Savings account is, indeed, smart money at work in your life.
  §         1 withdrawal per month
  §         $1,200 minimum balance
  §         Electronically accessible

New Richmond National Bank can offer you the ease and convenience of electronic banking either with a touch-tone phone or personal computer.

Our electronic banking services include:

• Payroll Direct Deposit
• Funds Transfer
• Tax Payments
• Accounts Receivable
• Electronic Lock Box

New Richmond National Bank offers merchant accounts with a low processing fee.

New Richmond National Bank can assist you in setting up SEP and SIMPLE retirement plans for your employees.

Make your federal and state tax payments electronically via a touch tone phone or a personal computer.

New Richmond National Bank offers nationally recognized corporate credit cards as well as a MasterMoney check card.

A safe deposit box can be provided rent-free for the duration of the deposit relationship.

Night depositories are located at all our offices.

New Richmond National Bank offers overdraft protection up to $5,000 on Business accounts, $1,000 for personal accounts. The first year’s annual fee is waived.

NRNB has 5 convenient locations to serve you. Our Rivertown Branch located in the Rivertown Market IGA is open 7 days a week, with hours as late as 7:00 p.m. Monday through Friday.

PLEDGE OF SERVICE

We at New Richmond National Bank sincerely appreciate the opportunity to serve the businesses in our communities. In addition to the services already discussed, New Richmond National Bank offers the following pledge of service.

New Richmond National Bank will serve you by:

• Responding quickly and professionally to your requests and concerns
• Providing products and technology consistent with the industry

• Maintaining the highest degree of honesty, integrity, and confidentiality